trish, thanks for being with us. it seems like economists have been torn on the impact of this storm. some say this will even out because there will be so much construction for the rebuilding effort. others say that won't be enough. it won't work for waitresses who are waiting in restaurants. how do you see this? >> i think the latter there, victor. good morning. i think the reality is that there is still going to be a lot that is lost from this economy. initial estimates right now are 30, 40, some as high as $50 billion that could be lost as a result of all of this storm activity. however, and this is what you're referring to. some economists are saying, well, you might see a pick up in building activity and homes need to be rebuilt and construction projects need to resume and, thus, you could see another $30 billion potential in construction that happens after the fact. nonetheless, as you point out, you're left with all those economic costs in the immediate term. all those waitresses not waiting tables right now a